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Business Credit

Get the funding your business needs, no collateral required

Built Business Credit powered by Thrive Microcredit gives SMEs, startups and growing businesses fast, easy and secure access to loans using your business records, not your assets.
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Built Business Credit is powered by Thrive Microcredit, a fair lending solution designed specifically for SMEs. No collateral, no long waiting periods, no complicated paperwork. Just your Built business records and a straightforward application to get the funding your business needs to grow.

Fair, fast and flexible credit for growing businesses

Built Business Credit removes the barriers that have traditionally kept SMEs from accessing funding so you can focus on growing, not worrying about cash flow.
No collateral just your business records

Forget pledging assets or property. Built uses your business transaction history and financial records to determine your eligibility making credit accessible to every serious business owner.

Fast approvals funding when you need it

No lengthy bank queues or weeks of waiting. Built Business Credit is designed for speed so you get a decision fast and funding in your account when your business needs it most.

Get the working capital your business needs

Whether it's covering operational costs, restocking inventory or bridging a cash flow gap, Built Business Credit gives you fast access to the funds that keep your business moving.

Buy assets now. Pay later.

Procure the business assets you need from Built's partner vendors today and pay in convenient instalments using your Built wallet no large upfront costs required.

Who can access Built Business Credit?

Eligibility

Currently available to businesses that:

Have an active Built account

Have a consistent transaction history on Built

Are registered and operating businesses

Do not require collateral, just clean business records

Your business records are your collateral. Get the credit you deserve.

Fast, fair and flexible business loans for SMEs powered by Thrive Microcredit.

Stop losing money to untracked expenses. Join 20,000+ businesses already using Built to track their spending, stay compliant and grow with confidence.